MLO licensing information: GA # 38898, FL # LO18337. Element Home Loans is a division of NFM Inc. NFM, Inc. d/b/a NFM Lending. NFM, Inc is licensed by: GA # 17414, FL # MLD795. For NFM, Inc.’s full agency and state licensing information, please visit NFM, Inc.’s NMLS #2893 ( NFM, Inc. is not affiliated with, or an agent or division of, a governmental agency or a depository institution. Copyright © 2022.