About Our Company

Element Home Loans on the Treasure Coast

Based in Stuart, Florida, with a team of twelve loan officers, helps homebuyers and homeowners with residential purchase financing and refinancing in Florida’s Treasure Coast and Palm Beach areas. The group is also a leader in reverse mortgages. Sterling Mortgage Group was founded by the brother and sister team of Pat Zarro and Joanne Zarro in 1993. The group has originated over 1 Billion dollars of residential mortgages in Florida.

The groups co-founder, Pat Zarro Mortgage said, “Element Funding now allows us to be a direct local lender and be able to offer a broader range of mortgage products to our clients in the area.” He continued, “Clients will benefit from having our decision makers, underwriting and the closing process all handled on a local basis.” Joanne Zarro is excited to bring her years as a mortgage broker into the direct lending platform. " to have control of the entire loan process and not relying on lenders in the Mid-west is a comforting feeling. I know I can now make a call and our buyers will get instant answers."

Gus Pasquale, ElementHGome Loans principle, said, “We welcome the addition of Daren Loewinger and Pat Zarro Mortgage Group to our Florida regional team. THe Treasure Coast team of professional loan officers has enjoyed an exceptional reputation for service to clients.  Element Home Loans will enhance their value to clients in the Treasure Coast and Palm Beach areas.”

We are locate 919 SE Central Parkway Stuart, Florida 34994. For more information about Element Funding in the treasure coast, call (772) 288-5251.  NMLS No. 1633258.

Thank you for the opportunity!